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Form reference

Commercial insurance form numbers, explained

Commercial policy packages commonly carry a schedule of forms — coverage forms and endorsements identified by number and edition date. This is a plain-English reference to the most common ISO, NCCI and related form numbers, grouped by line of business, so a stack of pages reads like a checklist you can actually compare.

These pages describe form facts only — the number, the family it belongs to, and a short summary of what the form does. They never reproduce the copyrighted ISO/AAIS/NCCI form wording; the policy documents remain your source for the exact language.

Which business insurance form do you need?

  • Understand a policy or endorsement number: use the CG, CP, CA and other family links below. Match the edition date and read the attached wording; a number alone does not establish the coverage.
  • Complete an application or certificate: use the ACORD form reference. Obtain the actual current form through an authorized source such as the ACORD Forms Portal; access and licensing are separate from this reference.
  • Check a renewal package: follow the commercial insurance renewal checklist to compare the placement, schedules and endorsements and track unresolved differences.

This library explains identifiers and purpose. It does not distribute copyrighted policy wording or blank ACORD forms. For an ISO policy form, obtain the applicable edition from your carrier or authorized Verisk service and check it against the issued policy.

Checking a renewal? BindCheck diffs the whole form schedule for you.

Send the prior policy and the renewal and see every form added, removed or edition-changed, in about a minute, each cited to its source page.

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Looking for the forms your agency fills in rather than the ones the carrier attaches? Those are ACORD forms, and they have their own reference: ACORD 25, 125, 126, 140, 35 and the rest.

General Liability (CG)

CG 00 01Commercial General Liability Coverage Form (occurrence)Coverage-criticalCG 00 02Commercial General Liability Coverage Form (claims-made)Coverage-criticalCG 20 01Primary and Noncontributory — Other Insurance ConditionCoverage-criticalCG 20 10Additional Insured — Owners, Lessees or Contractors (ongoing operations)Coverage-criticalCG 20 26Additional Insured — Designated Person or OrganizationCoverage-criticalCG 20 33Additional Insured — Owners, Lessees or Contractors (automatic, by written contract)Coverage-criticalCG 20 37Additional Insured — Owners, Lessees or Contractors (completed operations)Coverage-criticalCG 20 38Additional Insured — Owners, Lessees or Contractors (automatic, incl. completed ops)Coverage-criticalCG 21 06Exclusion — Access or Disclosure of Confidential/Personal InformationCG 21 44Limitation of Coverage to Designated Premises or ProjectCG 21 47Employment-Related Practices ExclusionCG 21 96Silica or Silica-Related Dust ExclusionCG 22 79Exclusion — Contractors — Professional LiabilityCG 24 04Waiver of Transfer of Rights of Recovery Against Others (Waiver of Subrogation)Coverage-criticalCG 25 03Designated Construction Project(s) General Aggregate LimitCoverage-criticalCG 25 04Designated Location(s) General Aggregate LimitCoverage-critical

Commercial Property (CP)

CP 00 10Building and Personal Property Coverage FormCoverage-criticalCP 00 17Condominium Association Coverage FormCoverage-criticalCP 00 30Business Income (and Extra Expense) Coverage FormCoverage-criticalCP 04 05Ordinance or Law CoverageCoverage-criticalCP 10 20Causes of Loss — Broad FormCP 10 30Causes of Loss — Special FormCoverage-criticalCP 12 18Loss Payable Provisions

Commercial Auto (CA)

CA 00 01Business Auto Coverage FormCoverage-criticalCA 04 44Waiver of Transfer of Rights of Recovery Against Others (Auto)Coverage-criticalCA 20 48Designated Insured (Additional Insured) for AutoCoverage-criticalCA 99 03Auto Medical Payments Coverage

Commercial Umbrella / Excess (CU)

CU 00 01Commercial Liability Umbrella Coverage FormCoverage-critical

Workers' Compensation (WC)

WC 00 00 00Workers Compensation and Employers Liability Insurance PolicyCoverage-criticalWC 00 03 03Waiver of Our Right to Recover from Others (specific)Coverage-criticalWC 00 03 13Waiver of Our Right to Recover from Others EndorsementCoverage-criticalWC 00 04 21Catastrophe (Other Than Certified Acts of Terrorism)

Interline / Common (IL)

IL 00 17Common Policy ConditionsIL 00 21Nuclear Energy Liability Exclusion EndorsementIL 09 35Exclusion of Certain Computer-Related Losses

Businessowners / BOP (BP)

BP 00 03Businessowners Coverage FormCoverage-critical

36+ forms tracked, and every one checked automatically at renewal.

BindCheck lines the renewal up against the prior policy and flags every form that changed — additions, removals and edition changes — with manuscript endorsements surfaced for your review.

Request accessRead the renewal checklist