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Form reference

Commercial insurance form numbers, explained

Every US commercial policy carries a schedule of forms — coverage forms and endorsements identified by number and edition date. This is a plain-English reference to the most common ISO, NCCI and related form numbers, grouped by line of business, so a stack of pages reads like a checklist you can actually compare.

These pages describe form facts only — the number, the family it belongs to, and a short summary of what the form does. They never reproduce the copyrighted ISO/AAIS/NCCI form wording; the policy documents remain your source for the exact language.

Checking a renewal? BindCheck diffs the whole form schedule for you.

Send the prior policy and the renewal and see every form added, removed or edition-changed, in about a minute, each cited to its source page.

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Looking for the forms your agency fills in rather than the ones the carrier attaches? Those are ACORD forms, and they have their own reference: ACORD 25, 125, 126, 140, 35 and the rest.

General Liability (CG)

CG 00 01Commercial General Liability Coverage Form (occurrence)Coverage-criticalCG 00 02Commercial General Liability Coverage Form (claims-made)Coverage-criticalCG 20 01Primary and Noncontributory — Other Insurance ConditionCoverage-criticalCG 20 10Additional Insured — Owners, Lessees or Contractors (ongoing operations)Coverage-criticalCG 20 26Additional Insured — Designated Person or OrganizationCoverage-criticalCG 20 33Additional Insured — Owners, Lessees or Contractors (automatic, by written contract)Coverage-criticalCG 20 37Additional Insured — Owners, Lessees or Contractors (completed operations)Coverage-criticalCG 20 38Additional Insured — Owners, Lessees or Contractors (automatic, incl. completed ops)Coverage-criticalCG 21 06Exclusion — Access or Disclosure of Confidential/Personal InformationCG 21 44Limitation of Coverage to Designated Premises or ProjectCG 21 47Employment-Related Practices ExclusionCG 21 96Silica or Silica-Related Dust ExclusionCG 22 79Exclusion — Contractors — Professional LiabilityCG 24 04Waiver of Transfer of Rights of Recovery Against Others (Waiver of Subrogation)Coverage-criticalCG 25 03Designated Construction Project(s) General Aggregate LimitCoverage-criticalCG 25 04Designated Location(s) General Aggregate LimitCoverage-critical

Commercial Property (CP)

CP 00 10Building and Personal Property Coverage FormCoverage-criticalCP 00 17Condominium Association Coverage FormCoverage-criticalCP 00 30Business Income (and Extra Expense) Coverage FormCoverage-criticalCP 04 05Ordinance or Law CoverageCoverage-criticalCP 10 20Causes of Loss — Broad FormCP 10 30Causes of Loss — Special FormCoverage-criticalCP 12 18Loss Payable Provisions

Commercial Auto (CA)

CA 00 01Business Auto Coverage FormCoverage-criticalCA 04 44Waiver of Transfer of Rights of Recovery Against Others (Auto)Coverage-criticalCA 20 48Designated Insured (Additional Insured) for AutoCoverage-criticalCA 99 03Auto Medical Payments Coverage

Commercial Umbrella / Excess (CU)

CU 00 01Commercial Liability Umbrella Coverage FormCoverage-critical

Workers' Compensation (WC)

WC 00 00 00Workers Compensation and Employers Liability Insurance PolicyCoverage-criticalWC 00 03 03Waiver of Our Right to Recover from Others (specific)Coverage-criticalWC 00 03 13Waiver of Our Right to Recover from Others EndorsementCoverage-criticalWC 00 04 21Catastrophe (Other Than Certified Acts of Terrorism)

Interline / Common (IL)

IL 00 17Common Policy ConditionsIL 00 21Nuclear Energy Liability Exclusion EndorsementIL 09 35Exclusion of Certain Computer-Related Losses

Businessowners / BOP (BP)

BP 00 03Businessowners Coverage FormCoverage-critical

36+ forms tracked, and every one checked automatically at renewal.

BindCheck lines the renewal up against the prior policy and flags every form that changed — additions, removals and edition changes — with manuscript endorsements surfaced for your review.

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