Free policy check
Free Renewal Policy Checker
Upload a prior policy and its renewal (or quote). BindCheck reads both — every form, limit, deductible and endorsement — and hands you a checklist of exactly what changed. Free, no account needed.
Free · no signup · PDFs are read in memory and never stored
What this checker compares
When a commercial policy renews, the carrier can quietly change coverage: drop an additional-insured or waiver-of-subrogation endorsement, swap a filed ISO form for a newer edition, cut a limit, raise a deductible, or bolt on a manuscript exclusion. Catching those changes by hand means reading two policies side by side, page by page — the schedule of forms and endorsements, then every dec-page limit and deductible.
This tool does that comparison automatically. It reads the form schedule and declarations on both documents, then flags every difference by severity: a dropped critical endorsement or a big limit cut is critical; a new exclusion or edition change is a warning; harmless additions are informational. Manuscript and non-standard forms it can't verify deterministically are surfaced for manual review rather than glossed over.
Checking one renewal is free here. If you check renewals for a book of clients — and need an E&O-defensible record of what you caught — that's the job BindCheck automates.